What happens to your business
if something happens to one
of it's key people?

No matter how small or large your business is, it's important to consider the risks if your key people were to suffer from a medical condition, become disabled or even die. 
How would your business operate without it's director, CEO, business partner or another strategically or technically important employee? How long would it take you to find and train a replacement? What about the impact on net profit both short and long term? 

What is Key Person Insurance?

Key person insurance is designed to protect your business against the risk of either temporary or permanent loss of a key person. 
A key person is someone who is critical to the financial wellbeing of your business. They play an important role in generating the revenue for the business, and/or obtaining business loans.
The types of cover available includes:
  • Lump Sum Cover
  • Income Cover
  • Business Overheads. 
This fact-sheet gives you a quick overview of the features and benefits of each.

If you'd like to discuss the best options for you and your business, please leave us a message and we'll be in touch!

Note: Your privacy is absolutely respected and we will only contact you for the purpose of assisting you with this request.

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NewStart Financial Pty Ltd ACN: 138 037 680
Asic No. 339157 is an authorised representative of Merit Wealth Pty Ltd ABN: 89 125 557 002 (AFSL 409361)

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T: 1300 827 439

The content of this site is dated October 2016 and has been prepared for NewStart Financial Pty Ltd by Merit Wealth Pty Ltd, ABN 89 125 557 002 under Australian Financial Services Licence No. 409361, (“Merit Wealth”).Merit Wealth is wholly owned by Hayes Knight Financial Services Pty Ltd, (HKFS). HKFS is a subsidiary of Easton Distribution Services Pty Ltd (ABN: 67 167 184 072), a wholly owned subsidiary of Easton Investments Limited (ABN: 48 111 695 357), (EAS) an ASX listed company. This information has been given in good faith and has where applicable been derived from sources believed to be accurate at its issue date. However, it should not be considered a comprehensive statement on any matter nor relied upon as such. Merit Wealth Pty Ltd recommends that you obtain further information and conduct your own due diligence on the services it is offering and obtain your own professional advice on whether they are appropriate for you and your practice. This information has been prepared without taking into account your objectives, financial situation or needs. Before acting on this information consider its appropriateness. © Merit Wealth Pty Ltd.